It's not an easy realization to accept that we, or a family member may be better off living in a different environment with fewer responsibilities, or that we have to leave a place where we've been happy just to have a social life and greater safety. We understand because we help families facing these descisions every month.

As family gets older, WE worry more

As we get older all of us become increasingly concerned with safety and the quality of life. It's more than that though, its also:

• Getting around
• Keeping up the house
• Managing home expenses
• Being able to safely cook or get in and out of the shower
• Going and getting food or medicine
• Socializing conveniently with colleagues of the same age
• Easy access to social activities

Here is what ALL OF US really need to be concerned about

Most of us, right now, are COMPLETELY UNPREPARED AND HIGHY VULNERABLE. If you or a family member experiences an event forcing an unplanned immediate decision to make changes in care and/or living arrangements, you may no longer have the ideal, (or even adequate), choices that you had only the day before.

• Not qualifying for an assisted living program because of a health or financial condition
• Not being able to qualify or afford desired facilities
• Not being able to qualify or afford the necessary assistance
• Not having another choice but for them to move in with someone who may not be able to physically or financially care for the individual
• Not having the right insurance to cover a prolonged or costly situation

Most life-changing events happen in a moment, not a month

In many cases a family and/or the individual are thrown into crisis. ALl of this becomes worse when they become unqualified or unable to meet the financial obligations of a desired assistance program, and may no longer qualify for the ideal or even a minimaly satisfactory living arrangement, (and some cannot live in peace with their own relatives)

Even if the right care is available, the costs of an unplanned commitment can unintentionally bankrupt the individual and/or their family after only a short time.

All of that is typicaly followed by a silent change that may go unnoticed. The senior feels "like a burden", and this impacts their pride, demeanor, their behavior, and therefore their decisions and actions, making the solution even more difficult.

That's why we provide a free consultation with a senior care advisor

Fortunately, once you learn what you need to know you will have an opportunity to address today the tough questions and issues that you will face later, and be able to make better decisions and have better choices. Start investigating your options now, not when you get an emergency call and it’s too late.

Our dedicated service for seniors and their families helps assure that the individual and/or family is at least prepared, and able to make the most informed and intentional decisions. Together our experts will help you understand and compare the options, costs, logistics, risks, and requirements associated with a future decision WE WIL ALL face:

• Remain in the property with an aid
• Move in with a family member
• Move into an independent living community
• Move into an assisted living community
• Identify a "skilled Nursing" or "memory care" facilty for rehab or long-term care
• Determine hospice care
• Utilize or sign up for an appropriate insurance policy

Our consultation gives you the details behind the decisions you may make, helping you decide what the best options are and allowing you time to plan for them.

An example of detail you may be missing

Assisted living: This is the option when you or your senior family member is not going to live with a friend or relative, and you have also determined they will not have 24-hour or live-in help where they currently live.

When we pay for a house we get real estate. When we buy into an assisted living facility we are really the purchasing a "contract", sometimes known as a "Life Care Contract". It allows a qualified individual to remain at the facility and receive services, in many cases even if the individual runs out of money. The contract value typically amortizes and a program may have a money back guarantee in case it doesn't work out.

To qualify for Assisted Living the resident typically requires:

• A deposit of 10% of the contract reserves a space (some portion may be refundable). This holds the slot for a specified number of days.)
• If you are a couple, one of you may have to meet an age requirement
• Must financially qualify together
• Health evaluation and approval of at least one if there are 2 in the relationship

There may be regular fees of a few thousand per month that typically include utilities, food, transportation and activities

It can get a bit tricky to move from the current property to the assisted living facility because of imposed deadlines and the complex timing of moving money that is required for:

• reserving housing
• preparing, renovating and repairing the house or apartment
• honoring deposits
• closing
• moving

In cases when the owner wants/needs to sell their existing home first, we are able to negotiate any of the following solutions with the new buyer:

1. Remain in the property - after the sale has closed just extend your stay as a "tenant"
2. Move to and pay for the facility FIRST, and once settled turn and sell the home
3. Delay the closing -  (avoid this choice like the plague). Things happen, especially to older people. The longer the closing extends, the greater the risk that a "disruptive event" (health, family, or financial), may derail the whole transaction.

The biggest challenge today with an assisted or independent living solution is finding a vacancy!

Senior Solutions (a community service)

It's our comprehensive service we developed specifically for families facing these complexities. You will feel clear, confiident, and in full control so that you are able to get your elder family member(s) to the next step safely and smoothly.

Has something changed? Why not gain peace of mind with a clearer understanding of the options and decisions related to care, assistance, and alternate living conditions from a certified and experienced senior care expert.

What you will learn can save you and/or your family from making the wrong decisions that unintentionally lead to your sacrificing:

• financial safety, savings and retirement
• choice, lifestyle, peace
• freedom, independence

That's what can happen when someone we love begins to experience a change in their awareness, we don't know enough, and we do nothing.

Start investigating your options before you need them

Not when you get an emergency call and it’s too late. If you are like most of us, you may not know ALL of the risks, benefits, restrictions, requirements, timing issues, costs or options of the different possible solutions or facilities.

Schedule your free, private, confidential consultation now

If you are like most of us, you may not know ALL of the risks, benefits, restrictions, requirements, timing issues, costs or options of the different possible solutions or facilities.

These conversations are not always easy. Yet it can be devastating to leave things to chance and unintentionally put the whole family's well-being at risk. Use our knowledge and experience to help you get the information you need to make the right decisions for you and your family.